PADLAB FINANCIAL
We are a top-rated mortgage broker that negotiates with dozens of lenders on your behalf. This gives us the ability to find the best rate and cost options for you, so you can focus on finding a home.
Equal Housing Lender | NMLS # 181106
APPLY. QUALIFY. BUY.
1. Apply Online
Our simple and streamlined online application is quick. Once completed our mortgage professionals will review and consult with you.
2. Get Approved
We will shop our extensive list of lenders to find you the best deal on a new mortgage. All you have to do is shop for your new home, or proceed with your refinance.
3. Close Your Loan
WE ARE NATIONAL
We're licensed in 49 of the 50 states. No matter where you are, we are here to help. Contact us today for any of your mortgage needs.
OUR LOAN PROGRAMS
Conventional Loan
Ideal for clients with a steady income, sufficient down payment, good to excellent credit, borrow-customers pay the same monthly payment amount over loan’s lifetime.
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Adjustable Rate Mortgages (ARM)
This type of mortgage carries a fixed rate for a set period of time before adjusting, depending on current market conditions.
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FHA Loans
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
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VA Loans
Designed for military veterans, VA loans are mortgages guaranteed by the Department of Veteran Affairs, offering exceptional benefits, including low interest rates and no down payment requirement.
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Jumbo Loans
A loan which is larger than the limits set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation
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PADLAB REAL ESTATE
Search up-to-date home listings and get connected with one of our top-rated real estate professionals. Our sister company PADLAB Real Estate simplifies the process.
WE'RE TOP RATED
REVIEWS
