OUR LOAN PROGRAMS

Conventional Loans

Ideal for clients with a steady income, sufficient down payment, good to excellent credit, borrow-customers pay the same monthly payment amount over loan’s lifetime.

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Adjustable Rate Mortgages (ARM)

This type of mortgage carries a fixed rate for a set period of time before adjusting, depending on current market conditions.

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FHA Loans

FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.

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VA Loans

Designed for military veterans, VA loans are mortgages guaranteed by the Department of Veteran Affairs, offering exceptional benefits, including low interest rates and no down payment requirement.

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Jumbo Loans

A loan which is larger than the limits set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation.

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Down Payment Assistance 

Down payment assistance (DPA) helps homebuyers with grants or low-interest loans that reduce the amount they need to save for a down payment.

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Self-Employed Loans

For self-employed individuals who may not qualify for traditional products due to company structure, tax write-offs, or self-employed under 2 years.

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First Time Home Buyer

Designed to help first time home buyers qualify for a mortgage with less restrictions and easier qualifications. Make homeownership a reality today.

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Second Chance Mortgage

Designed for borrowers who don't qualify for traditional mortgage products. With a plethora of creative financing options, we can find a solution for you.

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